About The Finance Squad
The Finance Squad is an outsourced back-office finance company based in Prosper, Texas. The firm was originally incorporated in 2018 under the name OSMEAC Solutions LLC by founder Charlie Osborne, a U.S. Marine Corps veteran with a background in corporate finance. In 2025, the company completed a rebrand to The Finance Squad to more clearly reflect its core service model: providing businesses with a complete, plug-and-play finance department staffed by experienced professionals.
Charlie Osborne holds both a Bachelor’s and a Master’s degree in Accountancy. His career spanned multiple industries before he transitioned into building an outsourced finance firm. He initially operated as a standalone contract CFO, but recognized early on that businesses needed a more integrated solution. Rather than offering isolated advisory services, the company evolved into a full-spectrum back-office team capable of handling everything from routine bookkeeping to complex merger and acquisition support.
The name OSMEAC is drawn from a military planning framework Osborne used during his service in the U.S. Marine Corps. The acronym stands for Orientation, Situation, Mission, Execution, Administration and Logistics, and Command and Signal. Osborne has credited this structured approach with shaping how the company designs financial processes and plans for its clients, drawing a direct parallel between mission planning and business financial strategy.
The Finance Squad employs an all-U.S.-based team and serves clients across industries including eCommerce, SaaS, technology, construction, real estate, manufacturing, education, and property management, among others. The company operates on a relationship-centered model and emphasizes communication speed and accuracy as defining characteristics of its service delivery.
Key Facts and Figures
Year Founded
Rebranded
Core Service Lines
Industries Served
U.S.-Based Team
| Data Point | Details |
|---|---|
| Legal Name (Original) | OSMEAC Solutions LLC |
| Current Brand Name | The Finance Squad |
| Founded | 2018 |
| Rebranded | 2025 |
| Founder | Charlie Osborne |
| Headquarters | Prosper, Texas, United States |
| Mailing Address | P.O. Box 172, Prosper, TX 75078 |
| Industry | Accounting, Outsourced Finance, Business Consulting |
| Company Type | Private |
| Team Composition | All U.S.-based employees |
| Website | thefinancesquad.com |
What The Finance Squad Does and Why It Matters
The Finance Squad operates in the outsourced finance sector, a growing segment of the professional services industry where companies hire external teams to handle financial functions that would traditionally require full-time, in-house staff. For many small and mid-sized businesses, maintaining a complete internal finance department is cost-prohibitive. The Finance Squad positions itself as a solution to that gap, offering expertise typically associated with larger organizations at a scale accessible to growing companies.
The firm’s central value proposition is accuracy, responsiveness, and financial clarity. Clients are promised clean and current financial records, timely reporting, and access to senior-level financial guidance without the overhead of hiring a full internal team. This model has proven particularly useful for businesses navigating rapid growth, ownership transitions, or operational restructuring.
The company’s mission, as stated on its website, is to ensure that every client has clear and legible books and records, financial foresight, and the ability to make sound business decisions. This framing positions the company not simply as a bookkeeping service but as a strategic partner focused on measurable business outcomes.
Industries served by The Finance Squad include eCommerce, SaaS, technology, manufacturing, construction, real estate development, education, and property management. This breadth reflects the firm’s flexibility in adapting its service model to different business structures and financial environments.
Core Services
The Finance Squad offers six primary service categories, each designed to address a distinct financial function within a business. The services are structured to be modular, allowing clients to select the level of support that suits their current stage and complexity.
| Service | Description |
|---|---|
| Bookkeeping | Maintains clean and current financial records. Serves as the foundation for all financial reporting and decision-making. Ongoing and recurring in nature. |
| Accounts Payable / Receivable | Manages inbound and outbound payment cycles, vendor relations, and client invoicing to maintain healthy cash flow and accurate ledger records. |
| Outsourced Controller | Provides mid-level financial oversight, including the management of accounting staff, monthly close processes, and financial statement preparation. |
| Fractional CFO | Delivers high-level financial leadership on a part-time or project basis. Includes strategic planning, growth advisory, and financial transformation support. |
| Business Consulting | Focuses on team structure, internal systems, and process optimization. Often engaged during periods of growth or operational change. |
| M&A Preparation and Support | Assists companies through mergers and acquisitions with due diligence support, sell-side preparation, and post-acquisition financial integration. |
Each service is designed to integrate with the client’s existing operations. The firm describes this model as a plug-and-play finance department, meaning its professionals work alongside the client’s internal team rather than requiring the client to restructure around the firm’s internal processes.
Service Delivery and Professional Standards
The Finance Squad does not hold a CPA firm designation in the traditional sense, as its founder Charlie Osborne holds academic credentials in accountancy rather than a public CPA license. The firm functions as an outsourced finance operation rather than a public accounting firm. As such, it does not perform audits or issue audited financial statements, but it does provide controller-level and CFO-level advisory that complements CPA or audit relationships a client may hold independently.
| Standard or Credential | Details |
|---|---|
| Founder Education | Bachelor’s and Master’s degrees in Accountancy |
| Founder Background | U.S. Marine Corps veteran; corporate finance leadership experience across multiple industries |
| Team Location | All U.S.-based professionals |
| Technology Orientation | Utilizes modern accounting and back-office software platforms suited to each client’s environment |
| Service Model | Outsourced, embedded finance team; not a public accounting or CPA firm |
| Client Communication Standard | Emphasis on fast email response times and proactive reporting |
Client and Engagement Structure
The Finance Squad’s engagement model is built around client customization rather than rigid service packages. Because no two businesses are structured identically, the company adjusts its scope of work based on each client’s size, industry, and financial maturity. Prospective clients are invited to schedule a free consultation to assess their current financial setup and identify the most appropriate level of support.
| Engagement Level | Typical Use Case | Services Often Included |
|---|---|---|
| Foundational | Small businesses needing clean books and basic financial visibility | Bookkeeping, Accounts Payable/Receivable |
| Operational | Growing businesses requiring oversight and monthly close support | Bookkeeping, Outsourced Controller, Business Consulting |
| Strategic | Companies in growth mode or preparing for a major transaction | Fractional CFO, M&A Support, Process Optimization |
Industry Impact
The Finance Squad’s work touches multiple aspects of how small and mid-market businesses manage their financial operations. The following two-column view illustrates how the firm’s services create different kinds of value depending on the audience engaged.
For Small Business Owners
Many small business owners lack the budget to hire a full-time CFO or controller. The Finance Squad addresses this by offering fractional and outsourced access to senior finance professionals at a fraction of the cost of an in-house hire. Clients gain accurate monthly financials, support during tax preparation season, and access to advisory guidance during key decisions such as pricing changes, hiring plans, or capital investments. The firm’s flat communication standards mean owners receive prompt answers rather than delayed reports.
For Companies in Transition
Businesses undergoing ownership changes, rapid scaling, or mergers and acquisitions require more specialized financial support. The Finance Squad’s M&A preparation service and fractional CFO offering are specifically designed for these situations. Prior clients in the real estate, retail, and service sectors have cited the firm’s involvement as contributing to successful scaling outcomes. The company’s consulting practice further supports businesses rebuilding team structures or overhauling financial processes during transformation periods.
Mission and Values
The Finance Squad’s stated mission is to give every client clear and legible financial records, accurate reporting, and the guidance needed to make sound business decisions. The company was built on the principle that business owners should be able to focus on growth rather than spending significant time managing financial complexity internally.
The founder’s background in the U.S. Marine Corps is reflected in the firm’s operational philosophy. The OSMEAC planning framework, which informed the company’s original name, emphasizes structured thinking, situational awareness, and clear execution plans. These principles are applied to how the firm designs client financial systems and monitors progress against business objectives.
The firm also places explicit emphasis on relationship quality. Client testimonials published on the company’s website reference responsiveness, organizational clarity, and the firm’s role in enabling specific business milestones. One referenced client noted the firm’s contribution to becoming the largest Century 21 franchise in California. Another client in the concrete paving sector credited the firm with cleaning their books and developing a plan for intelligent business scaling.
All employees of The Finance Squad are based in the United States, a feature the company highlights as a differentiating characteristic in an industry where offshore staffing has become common. This decision reflects an intent to maintain service quality, time-zone alignment, and communication standards consistent with the firm’s client expectations.
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